Raiford Consumer Lawyers

I have been a consumer lawyer since 1992, with an emphasis on consumer and small business bankruptcy and defending consumers against illegal debt collection activity.

I manage two consumer bankruptcy law firms ~ in Florida and Utah. Over the 26 years of running consumer law firms, I came to understand that these are not law firms at all. They are consumer satisfaction companies that provide legal representation to consumers and small businesses. Client satisfaction is our #1 goal. It is so important, as a matter of fact, that we publish a Statement of Client Rights right on the website, and we...

Ziegler Diamond Law provides legal representation for consumers facing debt-related legal issues, including foreclosure, bankruptcy, credit card lawsuit, debt negotiation, and creditor harassment claims. Prior to opening his own law firm, Attorney Michael “Mike” Ziegler was in private practice with the Law Office of Robert Eckard & Associates, P.A. where he handled numerous cases in foreclosure, bankruptcy, and other civil litigation issues. Before joining The Law Office of Robert Eckard and Associates, P.A., Attorney Ziegler served a financially sensitive client base as an advocate at Jacksonville Area Legal Aid. Attorney Ziegler implementing legal strategies based on TILA, RESPA, FCCPA,...

With over 15 years of experience, I have handled thousands of cases. I am both skilled and knowledgeable in Criminal Defense, Foreclosure Defense, Bankruptcy, Family Law, and Injury Law matters. I provide personal attention and zealous representation to meet my clients' legal needs and goals. I am committed to protecting and fighting for their rights and interests.

As a former Deputy District Attorney, I prosecuted a broad range of criminal matters from misdemeanors to serious felonies. My extensive knowledge and insight into the criminal law system has assisted in the successful defense of many clients. I also advocate for clients...

Rated "AV" Peer Review 5.0 out of 5.0 and Client Review 5.0 out of 5.0 by Martindale-Hubble . Rated Superb Attorney 10.0 out of 10.0 by Avvo.com and 5.0 out of 5.0 by Google Places reviews. Eric S. Ruff has filed over 2,900 bankruptcy cases and has over 30 years experience. He attended law school at the University of Florida where he was also a member of the Law Review. Mr. Ruff graduated from law school with honors in 1979 and soon afterwards was an attorney with the firm of Trinkle & Redman in Plant City,...

As a seasoned corporate, securities, and business transactions lawyer, Mr. Hawkins brings a wealth of expertise to the table. Here’s a glimpse into his multifaceted experience: Intellectual Property Filings: Mr. Hawkins has successfully navigated the intricate landscape of intellectual property (IP) filings. Whether it’s patents, trademarks, or copyrights, he has assisted clients in securing and protecting their innovative ideas and creations. Capital Markets Transactions: From initial public offerings (IPOs) to secondary offerings, he has advised companies on capital-raising strategies. His insights extend to compliance with regulatory reporting requirements, including the Exchange Act and state securities laws. Mergers and Acquisitions (M&A): He has been...

Evan M. Gardiner is an attorney with the Central Florida law firm of Bogin, Munns & Munns. He practices out of the firm's Gainesville, Florida law office. Mr. Gardiner received his B.A. from Flagler College (2013) and his J.D. from the University of Florida, Levin College of Law (2017).

Admitted to practice Supreme Court of Florida Superior Courts of Connecticut United States District Court, Middle District of Florida United States Bankruptcy Court, Middle District of Florida United States District Court, Northern District of Florida United States Bankruptcy Court, Northern District of Florida United States District Court, Southern District of Florida United States Bankruptcy Court, Southern District of Florida Publications and Academics The Small Claims Clinic, writer and instructor, 2004 to present A joint pro bono collaboration between the Fourth Judicial Circuit of Florida, Jacksonville Area Legal Aid and LaBella Law, P.L. The Probate Process from Start to Finish, contributing writer and instructor Continuing Legal Education division of National Business Institute, 2007...

Leslie has dedicated her career to championing consumers – whether they were harmed by big corporations, dangerous products, medical mistakes or an unsafe environment — no issue is too big for her to tackle. She successfully prevented an incinerator from being built at University Hospital (now UF-Jacksonville), which would have polluted the air with toxic chemicals and obtained significant restrictions of other Jacksonville hospital incinerators resulting in cleaner air.
An attorney at Terrell Hogan for 19 years, Leslie is a graduate of Duke University and received her J.D. from Washington & Lee University. While in law school, she did an internship...

I started practicing law in 2010. I have focused primarily on representing debtors in business and personal bankruptcy. I have also represented clients for foreclosure and debt defenses and have filed many consumer collection practice cases in state and federal court.

Todd M. Davis, Esq. is the owner and founder of the Davis Law Firm. Before founding the firm, Mr. Davis worked for Hinshaw & Culbertson LLP in Miami, Florida for several years where he practiced primarily in insurance and commercial disputes. Prior to going into private practice, Mr. Davis clerked for the Honorable Eugene E. Siler, Jr. in the United States Court of Appeals for the Sixth Circuit. In 2014, he was selected to the prestigious list of Florida Super Lawyers Rising Stars (Insurance Coverage), a distinction which less than 3% of attorneys in the state receive....

Commissioned 2d Lieutenant,US Army Infantry at age 19 (1968),served as a rifle platoon leader with the 1st Cavalry(Airmobile) in Viet Nam, 1968-1969. Cases on appeal, of note, see 968 So2d 1079; 912 So2d 28; 764 So2s 653;605 So2d 890; 558 So2d 133 and 504 So2d 1265.

Anne Kelly Skinner graduated magna cum laude from West Virginia University, and was inducted into Phi Beta Kappa honor society. Thereafter, Anne attended the West Virginia University College of Law where she earned her law degree in 1997.

Anne began her legal career as an Assistant Attorney General within the Office of the West Virginia Attorney General. While there, Anne worked within the Office’s Consumer Protection Division, where she represented the state on behalf of consumers against businesses that had violated the West Virginia Consumer Credit and Protection Act.

In 2001, the Governor of West Virginia appointed Anne to serve...

Michael has a Martindale-Hubbell AV “Preeminent” peer rating for ethical standards and legal ability as well as an Avvo-Rating of “Superb”. Martindale-Hubbell Peer Review Ratings reflect a combination of achieving a Very High General Ethical Standards rating and a Legal Ability numerical rating. An AV certification mark is a significant rating accomplishment – a testament to the fact that a lawyer’s peers rank him or her at the highest level of professional excellence. Only lawyers admitted to the bar for 10 years or more are eligible to receive an AV rating. At the AV Preeminent level, a lawyer has achieved...

Michael was born in Albany, New York, but grew up in Port Orange, Florida. After graduating from Father Lopez Catholic High School, Michael attended the University of Florida. After two years working as a Real Estate Agent, Michael returned to school to study law at Florida Coastal School of Law. He graduated cum laude and became an Assistant Public Defender. Michael served as an Assistant Public Defender for four years practicing Criminal Law. He has represented thousands of individuals across Florida facing various charges ranging from minor misdemeanor offenses to Attempted Murder. Additionally, Michael has handled hundreds of Florida DUI charges...