San Luis Obispo County Foreclosure Defense Lawyers

Sefyan Law Firm has acquired a reputation of prompt communications with our clients. We use aggressive and result oriented approach when it comes to negotiations. We stand behind our clients and fight for their rights. Our law firm offers an array of concentrations. We practice; Personal Injury & Accidents, Civil & Business Litigation, Probate, Wills & Trusts, Divorce & Support, and Bankruptcy.

Since 1976, Robert (Bob) Ziprick , a partner at Ziprick & Cramer, LLP (and its predecessor law firms), has provided outstanding legal services, while maintaining an emphasis on strategic, practical, cost-effective approaches to legal problems and solutions. Mr. Ziprick specializes in Real Estate, Litigation, Business, Healthcare Law, and Government Relations/Public Policy. He is dedicated to providing quality legal services to his clients, assertively representing clients in a professional and ethical manner. He fosters a close working relationship with his clients, whether individuals or corporations, tirelessly working in his client's best interests. Bob earned a B.A. degree in history and...

Brian P. Ballo has been a real estate attorney for 28 years in Orange and San Diego counties. Currently, his practice is focused on representing homeowners in lawsuits against lenders seeking to foreclose, and negotiating loan modifications, forbearance agreements, short sale transaction approvals, and deeds-in-lieu of foreclosure. Brian is skilled in articulating cause of actions against lenders who have violated laws at the time of loan origination and closing, as well as during the foreclosure, loan modification and short sale processes. He has successfully obtained Temporary Restraining...

Paul McCullum is a hands-on consumer bankruptcy and is a tax attorney with a focus on both strategic tax planning and tax controversy. He is a zealous advocate for his clients in resolution of matters against the IRS, FTB, and for debt workouts with various creditors. With an extensive business background, he enjoys helping clients come out of bankruptcy with not only a fresh start, but a clear plan going forward. He has a special focus on tax planning for troubled borrowers in and out of the bankruptcy setting. Paul has specialized in bankruptcy law since he was a...

Denise Perelli-Minetti practices in Northern California with her central office located in Pleasanton, California. Her legal practice focuses on areas of Elder Law, Special Education, Mental and Health Disability Issues, Domestic Violence issues and Estate Planning and Administration.

Denise is a passionate attorney that has experience with matters dealing with family issues. Denise is trained and experienced in Mediation, Victim Offender Reconciliation, and Domestic Violence Advocacy. Denise has also completed the California Minor's training and is a huge advocate for minor's rights. Denise also has substantial knowledge and experience representing children in school and she has been very successful...

I have been licensed attorney for 33 years in general practice. I am licensed in three states specifically, Illinois , Colorado and California. I am married with three grown children. I primarily practice out of my San Ramon law office however all three licenses are active.