Claimed Lawyer ProfileSocial Media
Lauren Bercik
10.0 (1 Peer Review)
Shrewsbury, NJ Probate Attorney with 20 years of experience
Probate, Elder, Estate Planning and Traffic Tickets
Seton Hall University School of Law
In 2004, Lauren D. Bercik earned her Juris Doctor from Seton Hall University School of Law and received an academic achievement award. In 2004, she was admitted to the New Jersey State Bar and United States District Court of New Jersey. Ms. Bercik was admitted to the New York State Bar in January 2018.
Ms. Bercik is an active member of the American Bar Association, New Jersey State Bar Association, Monmouth County Bar Associations & current member of the Monmouth County Bar Probate Committee.
Ms. Bercik has been a civil litigator since 2004, devoting most...
Claimed Lawyer ProfileSocial Media
Anne Marie Robbins
Tinton Falls, NJ Probate Lawyer with 37 years of experience
Probate, Estate Planning and Tax
University of Houston - Downtown
Anne Marie Robbins has earned a reputation as a trusted legal advisor to individuals and families who wish to minimize the tax impact on their estates and prepare for the transfer of wealth to future generations. Working with her clients to achieve their specific goals, Anne Marie designs estate plans ranging from straightforward wills to complex trusts and charitable giving vehicles.
Anne Marie counsels clients on federal and state specific income and estate tax strategies that can be utilized to maximize the value of their estates. She counsels individuals, married couples, and stewards of closely-held family businesses. Her pragmatic approach...
Claimed Lawyer ProfileSocial Media
Kathleen E. McLaughlin
Red Bank, NJ Probate Attorney
Free ConsultationProbate, Divorce, Estate Planning and Personal Injury
City University of New York School of Law
Claimed Lawyer Profile
Keith Arlen Singer
Spring Lake Heights, NJ Probate Attorney with 46 years of experience
Free ConsultationProbate, Elder, Estate Planning and Real Estate
Western New England University School of Law
At the Law Offices of Keith A. Singer, we are committed to providing high quality legal representation to individuals, families and businesses in New Jersey. Mr. Singer has been a member of the Bar Association of New Jersey since 1978, As an experienced Attorney Mr. Singer and his staff will be able to guide you in order to minimize the stress associated with complex legal matters. Whether you are starting a business, buying or selling a home, or require the drafting of a will or trust; you can depend on the Law Offices of Keith A. Singer to provide thorough...
Claimed Lawyer Profile
Richard D. McOmber
Red Bank, NJ Probate Lawyer with 59 years of experience
(732) 842-6500
54 Shrewsbury Avenue
McOmber & McOmber, P.C.
Red Bank, NJ 07701
Free ConsultationProbate, Business, Estate Planning and Tax
Mr. McOmber was admitted to the New Jersey and Federal District Court Bars and then served as a Judge Advocate General for three years in Washington, D.C. There he initially served as defense and trial counsel in many courts martial and thereafter as post Judge Advocate of Fort Leslie J. McNair in the southwest section of Washington.
Upon his honorable discharge from the Army, he joined the law firm of Giordano & Halleran. Upon his promotion to partner, the name of the firm was changed to Giordano, Halleran & McOmber. Thereafter, he left that firm to...
Claimed Lawyer ProfileOffers Video ConferencingQ&ASocial MediaResponsive Law
Lazaro Cardenas
Freehold, NJ Probate Lawyer with 7 years of experience
Free ConsultationOffers Video ConferencingVideo ConfProbate, Estate Planning, Foreclosure Defense and Real Estate
Rutgers School of Law-Newark
Why I became a Real Estate & Probate Attorney focusing on Protecting People’s Future
Since founding the firm, I've had the pleasure of working with countless families. I take my job as a counselor very seriously and take great pride in assisting the families that walk through our doors. Every day, I strive to become a better practitioner and to offer more options and better advice to my clients, and this makes me very happy, and it is one of the most rewarding experiences of my life.
I've also had the good fortune of partnering with a great individual who complements me...
Claimed Lawyer ProfileSocial Media
Tina M James
South Amboy, NJ Probate Attorney with 13 years of experience
Probate, Elder and Estate Planning
Rutgers School of Law-Camden
Attorney at Tina James Law PA
Tina M. James, Esq., is an experienced advocate and litigator. Her legal work focuses on estate planning and administration, guardianship and surrogate decision making, disability discrimination, and special needs planning for individuals with disabilities and their families.
She previously worked as a litigator with a national law firm and served as a judicial law clerk in the New Jersey Superior Court, Appellate Division. She has successfully argued before the Florida Supreme Court as well as other state and federal courts. Tina was selected for inclusion in the Super Lawyers Rising Stars in 2015 and...
Claimed Lawyer ProfileOffers Video ConferencingBlawg SearchSocial MediaResponsive Law
Mark Goldstein
10.0 (1 Peer Review)
Free ConsultationOffers Video ConferencingVideo ConfBrielle, NJ Probate Lawyer with 38 years of experience
Probate, Divorce, Estate Planning and Family
New York Law School
Mark Goldstein concentrates on complex business/commercial litigation, tax and accounting matters, high net worth divorce cases and all family law issues including divorce, alimony/spousal support, potential termination of alimony payments, child custody and visitation, child support, and college contributions between divorced parents.
Claimed Lawyer ProfileSocial Media
Raul Menar
Freehold, NJ Probate Lawyer with 18 years of experience
Probate, Divorce, Estate Planning and Family
Brooklyn Law School and New York University
Raul was born in Punta Arenas, Chile, immigrating to the United States at the age of 12 at which time he settled with his family in the State of New Jersey. Aside from Chile and the United States, Raul has also resided in France, where he attended school in Paris in 2000 and 2001.
Raul joined the firm of Menar & Menar, then known as Paula A. Menar, Attorney at Law, LLC, in August of 2005, becoming an associate attorney upon his admission to the New Jersey bar. In January of 2007, Raul became a partner in the firm, which...
Claimed Lawyer ProfileLII GoldBlawg SearchSocial Media
Craig Cox
Brielle, NJ Probate Attorney
Free ConsultationProbate, Business and Estate Planning
University of Richmond School of Law
Claimed Lawyer ProfileBlawg SearchSocial Media
Kimberly Pelkey Sdeo
Brielle, NJ Probate Attorney with 18 years of experience
Free ConsultationProbate, Divorce, Estate Planning and Family
Dickinson School of Law
Claimed Lawyer ProfileSocial Media
Michael Peter Rubas
Manasquan, NJ Probate Attorney with 25 years of experience
Probate, Civil Rights, Criminal and DWI
The Catholic University of America Columbus School of Law
Michael Peter Rubas is an aggressive litigator and the founding member of the firm. His legal practice focuses on litigation, specializing in criminal defense, DWI defense, municipal court, and commercial litigation matters. Following his graduation with high honors - magna cum laude - from The Catholic University of America’s Columbus School of Law, Mr. Rubas served as a judicial law clerk for the Honorable Thomas C. Brown, J.S.C. of the Essex County Superior Court. After his clerkship, Mr. Rubas was a member of the litigation departments for two of New Jersey largest law firms, Saiber, P.C. and Budd Larner,...
Claimed Lawyer ProfileSocial Media
Fredrick P. Niemann
Freehold, NJ Probate Attorney with 46 years of experience
Probate, Elder, Estate Planning and Nursing Home
Fredrick P. Niemann offers his clients nearly 30 years of accomplished practice in the law. He is a former member of the New Jersey Institute of Local Government Attorneys, the National Academy of Elder Law Attorneys, the Guardianship and Conservatorship Committee of NAELA, Monmouth County Probate and Estate Committee and the Monmouth County Chancery Practice Committee. Mr. Niemann has served as an approved civil mediator by the Supreme Court of New Jersey and mediates contested business and civil cases filed in the Superior Courts throughout the State of New Jersey. In addition, Mr. Niemann was accredited by the US Veteran’s...
Claimed Lawyer ProfileSocial Media
Joseph Lane
Manasquan, NJ Probate Attorney with 32 years of experience
Probate, Business, Estate Planning and Real Estate
University of Bridgeport School of Law
Claimed Lawyer Profile
Gary B Garland
Manalapan, NJ Probate Attorney with 33 years of experience
Probate, Elder and Estate Planning
Brooklyn Law School
Claimed Lawyer ProfileOffers Video ConferencingSocial Media
Piotr Rapciewicz
Brick Township, NJ Probate Lawyer with 12 years of experience
Offers Video ConferencingVideo ConfProbate, Business, Estate Planning and Real Estate
Western Michigan University Cooley Law School
Claimed Lawyer ProfileSocial Media
Peter Bronzino
Brick, NJ Probate Lawyer with 15 years of experience
Free ConsultationProbate, Divorce, Estate Planning and Family
Claimed Lawyer ProfileQ&ABlawg SearchSocial Media
Mr. Kenneth Albert Vercammen
Edison, NJ Probate Attorney with 39 years of experience
Probate, Criminal, Estate Planning and Traffic Tickets
Widener University Delaware School of Law
Kenneth A. Vercammen is an Edison, Middlesex County, NJ trial attorney who has published 125 articles in national and New Jersey publications on business and litigation topics. Ken Vercammen is the Author of the American Bar Association book Criminal Law Forms. He is a Certified Municipal Court Law Attorney by the NJ Supreme Court. Kenneth Vercammen was a Speaker at the American Bar Association Annual Meeting. He was a speaker at Handling Drug, DWI & criminal cases. He often lectures to trial lawyers of the American Bar Association, New Jersey State Bar Association and Middlesex County Bar Association. ...
Claimed Lawyer ProfileOffers Video ConferencingQ&ASocial Media
Barry E. Janay
Livingston, NJ Probate Attorney with 21 years of experience
Free ConsultationOffers Video ConferencingVideo ConfProbate, Business, Elder and Estate Planning
Golden Gate University and Golden Gate University School of Law
Barry Janay, Esq. represents small to medium-sized businesses, individuals, and families in legal matters such as Estate Planning, Business Law, Wills, Trusts, Probate and Real Estate.
Barry also advocates for emerging businesses in matters relating to Commercial Litigation, Intellectual Property Infringement matters and other Intellectual Property Litigation (including misappropriation of confidential and trade secret information), Employment and Labor Law, Collections, Defamation, Privacy and Media Law litigation matters. He serves as counsel for clients in industries ranging from publishing, software, retailers, and consumer products to online businesses.
Claimed Lawyer ProfileOffers Video ConferencingQ&ABlawg SearchSocial Media
Jason Turchin
10.0 (1 Peer Review)
One Gateway Center
#2600
Newark, NJ 07102
Free ConsultationOffers Video ConferencingVideo ConfNewark, NJ Probate Attorney with 22 years of experience
Probate, Insurance Claims, Personal Injury and Products Liability
University of Miami School of Law and University of Maryland - College Park
Jason Turchin, Esq. is an Attorney, Author, Media Correspondent, Producer and Entrepreneur who has handled more than 6,500 Personal Injury, Accident, Product Liability, Life Insurance, and Wrongful Death Claims.
Jason has appeared throughout the national and international news on various legal topics, including car accidents, wrongful death, product liability, Takata airbag shrapnel claims, exploding pressure cooker claims, life insurance, personal injury and more. Several major media outlets have turned to Jason for legal opinions or stories on his cases, including CBS Evening News, Wall Street Journal, Miami Herald, Bloomberg News, CBS Miami, Orlando Sentinel, Sun Sentinel, Telemundo, The New...
Claimed Lawyer ProfileOffers Video ConferencingQ&ASocial Media
Gary B. Cornick
East Brunswick, NJ Probate Lawyer with 33 years of experience
Offers Video ConferencingVideo ConfProbate, Elder and Estate Planning
University of Baltimore School of Law
The Law Offices of Gary Cornick, LLC, is a New Jersey law firm dedicated to assisting families and individuals with all their Elder Law and Estate Planning needs.
We empathize with the fact that individuals meeting with an attorney are frequently facing stressful circumstances, particularly when dealing with an ill spouse or parent, or families with special needs children. Such challenges require a caring and understanding approach, and we are dedicated to being that source of support for our clients. Our commitment goes beyond delivering high-quality legal services; we also prioritize providing our clients with the assurance and attention they rightfully...
Claimed Lawyer ProfileOffers Video ConferencingSocial Media
Maurice Giro
10.0 (1 Peer Review)
Free ConsultationOffers Video ConferencingVideo ConfRiver Edge, NJ Probate Lawyer with 18 years of experience
Probate, Divorce, Estate Planning and Family
Rutgers School of Law-Camden
I began my career on my own right after I finished working for a Judge. I had no idea how to be a lawyer or how to be a business man so I jumped into the deep end of the swimming pool on my own. I spoke to other attorneys and I read books to help me learn how to practice law and how to run my office. I sometimes felt that the way I was being taught to run the office was unusual and the reality of being a lawyer was very different from what I had in mind...
Claimed Lawyer ProfileOffers Video ConferencingSocial MediaResponsive Law
Martin Liberman
MORRISTOWN, NJ Probate Attorney with 50 years of experience
Free ConsultationOffers Video ConferencingVideo ConfProbate, Estate Planning, Personal Injury and Real Estate
Emory University School of Law
"Marty is one of the most compassionate and extraordinary lawyers that I have ever had the pleasure of working with. He is passionate about the law and diligent about getting the best outcome for his clients. My husband and I will always be grateful that we engaged him in our real estate transaction. He and his staff made all the difference for us."
– Valerie W, NJ
With a combined 60 years of experience, the Law Office of Martin Liberman has been faithfully helping the people of New Jersey for over 35 years. We specialize in real estate law, civil litigation,...
Claimed Lawyer ProfileOffers Video ConferencingSocial Media
Jeffrey Samuel Apell
Browns Mills, NJ Probate Lawyer with 31 years of experience
Offers Video ConferencingVideo ConfProbate, Estate Planning and Real Estate
Widener University
I have been a licensed New Jersey attorney since 1993. I am licensed to practice in the United States District Court, District of New Jersey, the State of New Jersey, the United States Court of appeals for the Third Circuit, and the Supreme Court of the United States of America. I was a Law Clerk for the Honorable Victor Friedman of the Superior Court in New Jersey from 1992-1993. I am a member of the Burlington County Bar Association, and I have been the Co-Chair of the Real Estate Committee of the Real Estate/Probate Section of the...
Claimed Lawyer ProfileSocial Media
Anthony Koester
Flemington, NJ Probate Lawyer with 35 years of experience
Probate, Business, Estate Planning and Real Estate
Albany Law School
OVER 25 YEARS OF EXPERIENCE in business, commercial, corporate, real estate, employment & construction matters -- both transactional and litigation (state & federal courts). Focused on long-term corporate representation, problem solving and closing transactions quickly and cost-effectively. CIVIL LITIGATION: Litigated numerous cases, including complex business litigation, complex commercial disputes and litigation matters, corporate litigation, real estate litigation, construction, unfair competition suits, contract disputes, professional liability, employment litigation, fiduciary duty claims, business torts, receivership, dissolution, shareholder disputes, trade claims, trade secrets, employer covenants not-to-compete, unfair practices, consumer fraud, breach of contract, insurance coverage issues, complex litigation matters, negligence, environmental...
Claimed Lawyer ProfileBlawg SearchSocial Media
Kevin Andrew Pollock
Lawrenceville, NJ Probate Attorney with 25 years of experience
(609) 818-1555
100 Federal City Road
Building C, Suite 104
Lawrenceville, NJ 08648
Probate, Business, Estate Planning and Tax
New York University School of Law and Tulane University School of Law
Kevin A. Pollock is the managing member of The Pollock Firm LLC, a boutique law firm that focuses on Wills, Trusts & Estates. The Pollock Firm LLC has offices near Princeton, New Jersey and Boca Raton, Florida.
As head of the firm's estate planning department, Kevin has broad experience helping clients with business succession planning, special needs trusts, tax planning, asset protection planning, probate minimization strategies, and charitable giving.
Kevin graduated from Rutgers College, with a B.A. in History and a minor in Japanese. He was the recipient of the Henry Rutgers Research Scholarship and a member...
Claimed Lawyer ProfileQ&ASocial Media
Marcel Wurms
Lodi, NJ Probate Attorney with 42 years of experience
Probate, Landlord Tenant, Real Estate and Tax
Rutgers School of Law-Camden
A major part of my law practice is connected to real estate - (real estate sales, both residential and commercial, property tax appeals, land use (zoning and planning boards) and landlord and tenant law). In addition, we also provide services in the areas of wills and estate administration (probate), municipal court representation (DWI and traffic offenses), income tax and business advisory services. I have found that most people excel at what they enjoy doing, I enjoy these areas of the law the most.
In addition to my law license, I was licensed in New Jersey as both...
Claimed Lawyer ProfileBlawg SearchSocial Media
Glenn Richard Reiser
Hackensack, NJ Probate Lawyer with 34 years of experience
Free ConsultationProbate, Appeals, Bankruptcy and Business
New Jersey attorney engaged in private practice with the law firm of Shapiro Croland Apfelt Reiser & Di Iorio, LLP. Areas of practice include bankruptcy & creditors' rights, business & corporate law, criminal law, debt collection, foreclosure, Internet law, and complex commercial litigation in state & federal courts, and professional ethics.
Claimed Lawyer ProfileSocial Media
David G. Hardin
Summit, NJ Probate Lawyer with 44 years of experience
Probate, Business, Estate Planning and Tax
Rutgers School of Law-Newark
David Hardin concentrates his practice in the areas of wills, trusts and estates, corporate law and real estate law. His professional practice focuses on advising individual and corporate clients with respect to estate and gift tax planning and estate administration, acquisitions and sales of real estate, and the formation and operation of business enterprises. David is a Fellow of the American College of Trust and Estate Counsel. He served a term as Chair of the Real Property, Probate and Trust Law Section of the New Jersey State Bar Association. Prior to holding that position, he served as a Section...
Claimed Lawyer ProfileQ&ASocial Media
Derek John Soltis
Jersey City, NJ Probate Lawyer with 10 years of experience
Probate, Bankruptcy, Employment and Estate Planning
Rutgers School of Law-Newark
Derek J. Soltis, Esq. is graduate of Rutgers School of Law Newark and an admitted attorney in the State of New York. Mr. Soltis also has an MBA in Management Systems with an International Business Designation from Fordham University Graduate School of Business and a Master of Science in Information and Communication Systems where he specialized in System Dynamics. While at Fordham Mr. Soltis graduated in the top 10% of class and was enrolled in Phi Kappa Phi the Collegiate Honor Society and Beta Gamma Sigma the Business Honors Society. Mr. Soltis's undergraduate degree is a BBA from the University...
Claimed Lawyer ProfileQ&ASocial Media
Jaclyn Healey
Metuchen, NJ Probate Lawyer with 7 years of experience
Free ConsultationProbate, Business, Elder and Estate Planning
Rutgers School of Law-Newark and Ramapo College
Jaclyn Healey earned her Bachelors degree at Ramapo College in just two and a half years before moving on to Law School. While at Ramapo she served as an officer for many organizations on campus and competed in Moot Court. Mrs. Healey earned her J.D. from Rutgers Law School where she also received her Certification in Corporate and Business Law. Mrs. Healey is a member Phi Delta Phi, she served as Vice-Magister during her time at Rutgers. She also served in the Rutgers Community and Transactional Lawyering Clinic where she helped to represent incapacitated persons in guardianship matters, and acted...
Claimed Lawyer ProfileSocial MediaResponsive Law
Parag Patel
Clark, NJ Probate Attorney with 30 years of experience
Free ConsultationProbate, Elder, Estate Planning and Tax
New York University School of Law and Georgetown University Law Center
PARAG P. PATEL, ESQ. is a tax attorney with the Patel Law Offices in New Jersey. Mr. Patel’s practice concentration is in tax, business transactions, international tax planning and estate planning. Mr. Patel’s expertise is in all stages of civil and criminal tax controversies including, international tax law, offshore bank accounts and disclosures, civil/criminal examinations, IRS administrative appeals, and other complex litigation. Since 2009, Mr. Patel also serves as Municipal Court Judge for Edison Township, NJ, one of the busiest municipal courts in the state. Edison Township Municipal Court has jurisdiction of vehicular violations, temporary...
Claimed Lawyer ProfileSocial Media
Carl Peer
Westfield, NJ Probate Lawyer with 38 years of experience
Probate, Business, Personal Injury and Workers' Comp
Seton Hall University School of Law
Carl Louis Peer is an experienced civil trial lawyer who was admitted to the New Jersey Bar in 1986. He has earned the distinction of being Certified by the New Jersey Supreme Court as a Civil Trial Attorney. He has a diverse civil practice. He accepts civil cases including business disputes, personal injury, probate and workers compensation.
Claimed Lawyer ProfileSocial Media
Elga Amalia Goodman
Morristown, NJ Probate Attorney with 27 years of experience
Probate, Business, Estate Planning and Tax
New York University School of Law and Seton Hall University School of Law
Elga Goodman is the owner of E.A. Goodman Law where she specializes in business and personal taxation issues, including domestic and international estate planning, the administration of trusts and estates, closely held business planning, and issues affecting the elderly.
As a trust and estate attorney she advises clients on estate planning techniques aimed at ensuring that assets pass to the intended beneficiaries, while minimizing the state and federal tax burdens by creating charitable trusts and foundations, planned gifting programs, and drafting wills, trusts, powers of attorney and living wills.
Elga handles general estate planning issues and counsel clients about planning for...
Claimed Lawyer ProfileOffers Video ConferencingSocial MediaResponsive Law
Gary Richard Botwinick
Denville, NJ Probate Attorney with 32 years of experience
Offers Video ConferencingVideo ConfProbate, Estate Planning and Tax
New York University School of Law and Rutgers School of Law-Camden
I have been representing clients in connection with estate planning and tax matters for almost 30 years. I focus first on understanding the client's objectives. I spend time learning about my client's goals, their family and their values. While tax savings is always an important objective, I do not let that be the sole determining factor when we design the plan together. Rather, I design a plan to accomplish the client's objectives in a tax efficient manner. Responsiveness to my client's requests and needs is paramount.
Claimed Lawyer ProfileSocial Media
Mary Tom
Wayne, NJ Probate Lawyer with 35 years of experience
Probate, Elder and Estate Planning
Seton Hall University School of Law
The law firm concentrates its practice on assisting clients with all of their estate planning needs. We have extensive experience in estates and trusts.
I am involved in estate planning, elder law issues and probate litigation, guardianship and estate administration. While my practice involves multiple disciplines, the focus is always on the needs of the client.
Claimed Lawyer ProfileOffers Video ConferencingSocial Media
Jaclyn Nayar
South Orange, NJ Probate Lawyer with 12 years of experience
Offers Video ConferencingVideo ConfProbate and Estate Planning
Rutgers School of Law-Newark
Claimed Lawyer ProfileQ&ASocial Media
Rodney John Alberto
Forked River, NJ Probate Attorney with 20 years of experience
(732) 200-0779
949 Lacey Road - Lower Level
www.albertobrothers.com
Forked River, NJ 08731
Probate, Bankruptcy, Business and Immigration
Boston College
Hello! My name is Rodney Alberto, Esq. I am an attorney who is barred in both New Jersey and New York. I currently practice with my brother, Roderick Alberto, Esq. We run a boutique law practice that concentrates in the areas of immigration, real estate, and elder law. While our Forked River, NJ office is our headquarters, we have satellite locations in (1) Toms River, NJ, (2) Old Bridge, NJ and (3) internationally, in the Philippines.
You can find us at the following web pages:
www.albertobrothers.com
www.realestatelawbrothers.com
www.elderlawbrothers.com
www.visabrothers.com
Claimed Lawyer ProfileSocial Media
John M. Boyle
Westfield, NJ Probate Attorney with 70 years of experience
Probate and Arbitration & Mediation
Rutgers School of Law-Newark
Since joining Lindabury’s Alternative Dispute Resolution practice in 2002, John Boyle has provided mediation or arbitration services in over 700 matters, covering a wide range of legal disputes. He is a former Presiding Judge in the Equity Part of the Chancery Division, Superior Court, Union County, where he served for 10 years. For the balance of the more than 17 years he was on the bench, Mr. Boyle was judge in the Probate and Matrimonial Parts of the Chancery Division and in the Law Division handling jury trials.
Claimed Lawyer ProfileSocial Media
Jesse Robert Hynes
Cranford, NJ Probate Lawyer with 10 years of experience
Free ConsultationProbate, Elder and Estate Planning
Wake Forest University School of Law
I concentrate my practice in Elder Law, which encompasses, but is not limited to, Estate and Trust Planning, Estate Administration, Asset Preservation and Protection, Disability and Special Needs Planning, Guardianship, and Medicaid.
My firm is completely client focused, and I do everything that I possibly can to give my clients the best experience possible. At Hynes Law Group, we are focused on creating lasting relationships by helping our clients to plan for all stages and ages. We are dedicated to serving our clients, providing them sound legal advice, empathizing with their needs, and working with their loved ones and...